Our Property Owners Appetite extends to cover a broad range of Properties Including:

Retail
This is available for all retail excluding – Restaurants / Fast food / Take-away and Public Bars / Hotels. Our Retail Progammes also compliment this product and in most cases we can also quote for the trading risk.

Manufacturing including
We can provide Property Owners cover for a wide range of occupations including:
✓ Electric components – power switches / fuse boards
✓ Machinery Plant
✓ Metal Work / Fabrication
✓ Cement / Concrete Products
✓ Electrical Goods

Wholesale including
We can provide Property Owners cover for a wide range of wholesaler occupations including:
✓ Electrical goods
✓ Audio and visual electrical appliances
✓ Machinery
✓ Cosmetics / Toiletries
✓ Sports Goods
✓ Non scrap metal, iron and steel
✓ Flowers/ Nurseries

When you insure property with Lir Insurance you are assured of an excellent service and the following policy benefits:

✓ Competitive Price
✓ Improved All Risks wordings including:

• Accidental Damage to Glass
• Automatic Cover Clause (10% of the Buildings Sum Insured or a limit of €250,000 whichever is the lesser)
• Day One Inflation Provision 15%
• Fire Brigade Damages €7,500
• Fire Brigade Charges €25,000
• Keys & Locks €2,000
• Non invalidation clause
• Choice of Property Owners Liability Limits of up to €6.5m.

✓ Direct access to decision makers
✓ Proven track record in local claims handling